Direct Line Home insurance UK

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This page is a specialist page for Direct Line home insurance. It is here to make it as easy as possible for you to get the best quote for your UK home insurance, contents insurance, or building insurance. This website is a resource for UK residents searching for home insurance
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  1. details  0800 028 3571 Endsleigh
  2. details  0845 246 8703 Direct Line
  3. details  0800 200 326  Churchill
  4. details  0845 746 4646 The Co-operative
  5. details  0845 300 9900 Tesco
  6. details  01403 232323  More Than
  7. details  0800 068 2742 Marks & Spencer's
  8. details  0800 032 9648 Insure
  9. details  0800 068 8097 Barclays
  10. details  0800 051 5450 NatWest
  11. details  0800 027 7161 Legal & General
  12. details  0500 30 20 17 Nationwide
  13. details  0870 066 7500 Quoteline
  14. details  0800 092 9561 Aviva @ eHome Insurance
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    This is a specialist page for Direct Line Home insurance and buildings contents insurance. Disclaimer The following details are not an endorsment of Direct Line Home insurance or Direct Line Home Response; we encourage you to shop around before you choose your home insurance provider.

    Direct Line offer a 20 % discount for taking out a policy online. There are four options to a Direct Line policy. You can have any of a combination of Buildings, Contents, Possessions and legal Protection.
    they also offer a Home Response service for an emergency breakdown in your home

    Direct Line Contents Insurance covers every non-permanent item in your home, from furniture and carpets to valuables, electrical goods and sentimental items – basically anything you would take with you if you were moving out. Their Buildings Insurance covers the structure of your home and any outbuildings, and is based on the cost of rebuilding your property.


    Brief details of their policies below:

    Direct Line Buildings Insurance

    Direct Line Contents Insurance

    Optional Extras

    All claims must be reported to the legal Helpline as soon as possible. Claims are handled by Direct Line's staff or by one of our panel of solicitors until the issue of legal proceedings.

    In addition, you can choose to add Accidental Damage option to your buildings or contents cover.

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    When added to your buildings insurance, it covers accidental damage to your home (e.g drilling through a pipe or putting your foot through the ceiling while in the loft).

    When added to your contents insurance, it covers accidental damage to your furniture, carpets and curtains, and accidental breakage of your ornaments

    You can also take out the Personal Possessions option.

    It covers your personal belongings (including money and credit cards) against loss, theft and accidental damage outside your home and anywhere in Britain or abroad (up to 60 days). So you’re covered when you travel.

    A confidential 24hr helpline manned by legal experts who can advise you on any legal issue
    Financial assistance up to £50,000 to pursue your rights, e.g. if you buy goods which turn out to be faulty, if you are dismissed by your employer without good reason, or if you slip and injure yourself on a wet supermarket floor


    Extra! Extra!


    And if you want a little more security we’ve got lots of optional extras that you can add on to your cover.

    Direct Line's Family Legal Protection cover provides you with valuable legal support 24 hours of the day. Our qualified staff can give you confidential advice on any private legal matter and could save you money on expensive solicitors' fees. Family Legal Protection also covers up to £50,000 in costs per claim for employment claims, personal injury claims, contract claims and property claims.

    Or perhaps you’re a bit accident-prone and feel you could do with a little more protection for those DIY disasters and all-too-frequent household accidents? With our extra Accidental Damage cover, accidental damage to items such as furniture, carpets and ornaments would also be covered.

    Direct Line's third optional extra is Personal Possessions cover, which will cover items, including cash, mobile phones and credit cards, that you take outside the home with you, even if you’re away on holiday. So if you’re off enjoying yourself you can relax knowing your valuables are fully protected at all times.

    For more information on the better deal Direct Line can offer you as a Direct Line Home Insurance customer, they’ve provided a Contents and Buildings summary table* for a quick and easy way to check what you’re covered for in the event of loss or damage from causes such as theft, fire, storm or flood.

    Summary of Cover


     Contents Insurance

     Cover Value

    Loss or damage to contents caused by fire, lightning, smoke, storm flood Up to contents sum insured
    Office equipment in the home (i.e. computers, printers, fax machines, photocopiers) Up to £5,000
    Valuables (i.e. jewellery, watches, furs, gold and silverware, works of art, stamp/coin collections) Up to a third of Contents sum insured
    Money in the home Up to £500
    Garden items Up to £1,000
    Freezer contents Unlimited
    Accidental damage to electrical goods (i.e. TV, DVD players, home entertainment systems, laptops) Included as standard
    Locks and keys (replacements if keys stolen) Unlimited
    Bicycles Up to Contents sum insured
    Glassware (i.e. mirrors, glass within furniture, glass surfaces, ornaments, ceramic hobs) Included as standard
    Non-permanent fixtures and fittings (i.e. carpets, curtains) Included as standard
    Visitors' personal belongings Up to contents sum insured
    Alternative accommodation (Buildings) - following an insured event 25% of Sum Insured or £25k whichever is greatest
    Alternative accommodation (Contents) - following an insured event £10k or 25% contents sum insured, whichever is greatest
    Contents temporarily away from the home e.g. for Student belongings £5000 or 15% of sum insured (whichever is greatest)
    Special occasions cover for family weddings and over the Christmas period Automatic increase of insurance by £5,000 or 10% of the sum insured (whichever is greater) from 1 December to 15 January, and for four weeks either side of a family wedding
    Damage or loss caused during household removal Up to Contents sum Insured

    Buildings Insurance

    Cover Value

    Loss or damage to walls, roofs, driveways, patios, conservatories, outbuildings permanent fixtures (e.g. kitchen, bathroom, fitted wardrobes) caused by fire, lightning, smoke, storm flood  Up to £1,000,000
    Damage to plumbing installation caused by freezing/bursting  Included as standard
    Glass in windows, doors and roofs  Included as standard
    External door locks where keys have been stolen    Included as standard

    11.07.

    Details correct at time of publication. Terms and conditions can change, this web site is not responsible for the publication of current policy delails. Please check details before applying.... Disclaimer



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