Churchill Home insurance UK

This is a specialist page for Churchill Insurance and house contents insurance. Disclaimer The following details are not an endorsment of Churchill Home Insurance; we encourage you to shop around before you choose your home insurance provider. The Churchill Group is now part of the Royal Bank of Scotland Group.

Can I get immediate cover?
Yes, providing you have a credit or debit card or the facility to pay by Direct Debit we can issue you with immediate cover, this is subject to normal terms and conditions.

When will I receive my insurance documents?
You should allow 5 working days for any documents that you request from us. These will be sent in the post.

How do I make a claim?
If you are unfortunate enough to suffer loss or damage to your property or its contents, you should report the incident to Churchill as soon as reasonably possible. To report a claim, please call on 0845 603 3590.

Will my claims be settled on a new for old basis?
Yes, there are several exclusions though and you should refer to the policy wording for a further details.

What's the maximum number of bedrooms you will cover me for?
6 bedroom properties are Churchill's standard limit. If your property exceeds this, please call on 0800 200 326 so we can look at your requirements on an individual basis.

Do I get any No Claim Discount?
Yes, up to 30%. Because Churchill want to reward you for being claim free, we'll give you up to 30% No Claim Discount depending on the number of years you have held insurance and been claim free. We are one of the few companies to do this because we value your custom.

What are your content and building limits and is it a blanket cover?
Churchill's contents limit is £40,000 and our buildings limit is £250,000. These are blanket covers and the benefit of this type of policy is that you do not have to specify the exact monetary values for your contents or buildings.

Do I get a discount if I have extra security fitted to my property?
Yes, if you are a member of a Neighbourhood Watch Scheme, have approved security locks and/or a professionally installed and annually maintained alarm system, Churchill may be able to offer you further reductions in your premiums.

Do you cover pedal cycles?
Yes, basic cover is given for pedal cycles under standard contents cover. If you would like your pedal cycle covered when it is with you and when it is in use, you should extend the level of cover that you have to include cover outside of your home.

Does the contents cover include accidental damage?
Yes, a limited amount of accidental damage cover is included as part of the standard contents cover package. If you wish to be covered for full accidental damage, you should extend your cover accordingly. Full details are available in the policy wording

Churchill will continue to operate as an independent brand under the umbrella of RBS Insurance.To get an instant home insurance quote from Churchill, follow the link above. When you have a quote from Churchill, you can come back to this page and compare your quote with other quotes you can get from the other insurance sites listed in the Price Survey on the left. This survey gives most of the sites you would probably want to visit for a cheap home insurance policy in the UK. It is a regular survey of the main online insurance sites in the UK to see which ones are the least expensive. Each insurance site must add something extra to the online home insurance policy scene in order to be listed. The sites included in the survey offer a good selection of the rates and are easy enough to use. Some are big household name insurance companies such as DirectLine and Churchill, while others are small dedicated online insurance specialists or online offerings from existing intermediaries. You can return to this page and compare the quote you get from Churchill with other insurers listed here.

Details correct at time of publication. . Terms and conditions can change, this web site is not responsible for the publication of current policy delails. Please check details before applying.... Disclaimer