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Optional Extras
Add these optional extras to your home insurance policy for a small cost
each month, providing you with extra peace of mind.
(Links to content below:)
Extended Accidental Damage - Buildings
Extended Accidental Damage - Contents
Extended Accidental Damage
- Buildings
The buildings cover automatically includes a certain level of accidental
damage cover for things like:
- fixed glass, sanitary fittings, cables and underground pipes that provide services to or from your building.
However, you do have the option to purchase extra accidental damage cover for added protection, against a range of mishaps such as:
- putting your foot through a ceiling while you're in the attic
- hammering a nail through a pipe
- damaging wooden or tiled flooring
Extended Accidental Damage
- Contents
HSBC Contents Insurance automatically includes accidental damage for certain
items such as:
- TV's (including digital and satellite receivers), DVD/Video players and recorders, games consoles, home computers (excluding portable computers), audio equipment, mirrors and fixed glass in furniture
You also have the option to purchase additional accidental damage cover for your contents, which includes:
- knocking over a favourite ornament and damaging it
- sitting on your glasses at home
- spilling a drink on your carpet
Personal Belongings
Peace of mind cover for your personal items anywhere in the world. Items
covered include:
- Luggage
- Clothing
- Jewellery
- Watches
- Cameras
- Musical Instruments
- Sports equipment
- Other items which you normally wear or carry with you
- Personal money up to the limit shown in your schedule
- Credit & Debit cards held for social, domestic or charitable purposes up to the limit shown in your schedule HSBC will pay up to £1,500 for a single item; if you have any items worth more than £1,500 you can specify these on your policy.
- Please see the Terms and Conditions for the limitations to cover on the above items.
Pedal Cycles
If you have contents insurance HSBC can insure your bicycles against loss
or damage anywhere in the world, up to £1,500.
Clerical Business Equipment
If you have an office at home, but do not have any business visitors at
the property, HSBC can provide cover for:
- clerical business equipment up to a maximum of £5000
- stock and trade samples up to £500
- theft of business money and business credit cards up to £300
Simply add these benefits onto your Home Insurance application at the Choose Additional options stage.