Legal & General Landlord insurance UK

This is a specialist page for Legal & General Landlord insurance. Disclaimer The following details are not an endorsment of Legal & General home insurance; we encourage you to shop around before you choose your home insurance provider.

You cannot get a quote online from Legal & General, you will need to call them for a quote. The details of their buy-to-let policy are available online.

As long as your property meets certain criteria, Legal & General Buy to Let Property Insurance will automatically provide up to £800,000 of buildings cover which is more than adequate for most properties. If you need more than £800,000 please tell Legal & General when you call.

The table below shows what's covered as standard when you take out Legal & General's buildings and contents Buy to Let Property Insurance.

What's included	Covered	Limit
Buildings
Fire, storms, floods, falling trees, theft, malicious acts or vandalism	Yes	Rebuildings costs up to £800,000
The costs of tracing the source of water or oil leaks and repairing any damage to walls, floors and ceilings while leaks are investigated	Yes	£5,000
Fixed glass and sanitaryware -e.g., sinks and toilet bowls -that's broken by accident	Yes
Contents
Fire, storms, floods, falling trees, theft, malicious acts or vandalism	Yes
Your sum insured will be automatically adjusted to help keep pace with inflation	Yes
Your legal liability as landlord of the home for causing injury to others or for damage to their property	Yes	Up to a maximum of £2 million for any one claim
Contents in garages and domestic outbuildings	Yes	Up to 5% of the contents sum insured
Replacing locks and keys if your keys are stolen	Yes	Up to £250
What isn't covered
Loss or damage caused by water leaking if the property isn't occupied for more than 40 consecutive days.
Malicious acts and thefts by tenants.
The first £100 of each claim. In the case of water leaks, the first £250, and the first £1,000 for subsidence, heave or landslip.
Damage to fences, gates and hedges caused by storm or flood.
Routine day-to-day maintenance.
Please note that home insurance is designed to cover certain unforeseen events and doesn't cover everything. It does not cover things like general wear and tear or damage that happens gradually over a period of time. There is also an excess on each claim.

The Legal & General Group, established in 1836, is one of the UK's leading financial services companies. They are one of the UK's top 50 companies in the FTSE 100 Index. Over 5.75 million people rely on Legal & General for life assurance, pensions, investments and general insurance plans. The Legal & General Group is responsible for investing over £301 billion worldwide (as at 31 December 2007) on behalf of investors, policyholders and institutions.

Legal & General is one of the biggest providers of index-tracking investments in the UK, managing over £214 billion as at 31 December 2007.

Legal & General are one of the best known financial services companies and brands in the UK. To get an instant quote for your home insurance from Legal & General follow the link above. You can then return to this page and compare the quote you get with other quotes offered by the other insurance sites listed in our Price Survey. This is a regular survey of the main online insurance sites in the UK to see which ones are cheapest. It shows most of the sites you might want to visit for a cheap home insurance policy in the UK. The sites included offer a good selection of the rates generally available and are easy enough to use. Some are big household name insurance companies such as DirectLine and Norwich Union, while others are small dedicated online insurance specialists or online offerings from existing intermediaries.

Details correct at time of publication. . Terms and conditions can change, this web site is not responsible for the publication of current policy details. Please check details before applying....