This is a specialist page for More Than home insurance.
Disclaimer The following details
are not an endorsment of More Than home insurance; we encourage
you to shop around before you choose your home insurance provider.
Disclaimer The following details are not an endorsment of More Than
home insurance.
More Than is an online brand of Royal SunAlliance, the second
largest insurance company in Britain . The cost of your contents insurance
will be reduced if you:
- have good home security
- have a burglar alarm
- belong to a registered Neighbourhood Watch scheme
You'll also pay less if you combine your buildings and contents insurance
within the same policy
More Than offer buildings insurance
and / or contents insurance and optional additional
cover
Buildings cover
You might find that the buildings insurance cover extends further than
you might expect. Your policy covers:
- All buildings on your property
Your home is insured against damage by events like fire, flood and subsidence
but the cover also extends to other buildings on your property such as
garages, garden sheds or greenhouses.
Accidental breakage
You're protected if you accidentally break any windows or fixed mirrors,
ceramic hobs, your bath, toilet and basin. This also covers any drains,
pipes, cables and/or underground tanks that bring services to or from
your home.
Alternative accommodation
If you need to move out because your home's been damaged, we'll cover
the cost of accommodation (although we can't pay out more than 20% of
the total amount insured).
Accidental damage cover
Ever damaged a kitchen unit or found crayon marks on the wall? This optional
extra offers you further peace of mind against just these kinds of accident.
Contents insurance
When you take out More Than contents insurance policy, you'll enjoy a
range of benefits, including:
Quality service
Highly experienced claims staff to help save you time and reduce stress.
All items that are stolen or damaged are replaced on a new-for-old basis
(except for clothes). Goods replaced by first class suppliers - you can
even choose to upgrade electrical equipment and just pay the difference.
Wide-ranging cover
All general items in your house are covered. If your keys are lost or
stolen, we pay up to £500 to have your locks replaced. If your children
are at college, their things will be covered too. If you ever work at
home, your PC and fax machines are protected (up to a £7,500 limit).
Choice of additional cover
Protect yourself from accidents like broken ornaments or scratched furniture.
Insure possessions like cameras, watches and jewellery wherever you take
them. You'll have access to legal advice and in case you're sued or want
to sue someone, you can cover your legal expenses (in most cases).
Additional cover
You can also tailor your policy to suit your exact needs. You can choose
to add any of the following additional cover options to your standard
home insurance:
Full accidental damage cover
This provides further protection from frequent household accidents like
cigarette burns on your carpet, pets damaging furniture or a damaged ornament
Personal possessions cover
If you want to insure items like your camera, watch or jewellery that
you often take out of the home, this option will cover you if they're
lost or stolen anywhere in the UK. You're also covered if you take them
out of the country for up to 60 days
Credit cards and cash cover
Cover if your cash or credit cards are lost or stolen and used by thieves
Freezer contents
You can choose to protect the contents of your freezer in case it breaks
down or there is a power cut
Pedal cycles
With this option, you're covered if your bike's stolen or damaged wherever
it was left. You're also covered if you take them out of the country for
up to 60 days
Family Legal Services
This service covers the costs and expenses (up to £50,000) if you
become involved in a personal legal dispute
This is a specialist page for More Than home insurance and house
contents insurance. To get an instant home insurance quote
from More Than , follow the link above. When you have a quote from
More Than , you can come back to this page and compare your quote
with other quotes you can get from the other insurance sites listed in
the Price Survey on the left. This survey gives most of the sites you
would probably want to visit for a cheap home insurance policy in the
UK. It is a regular survey of the main online insurance sites
in the UK to see which ones are the least expensive. Some are big
household name insurance companies such as Direct Line and More
Than, while others are small dedicated online insurance specialists
or online offerings from existing intermediaries. You can return to this
page and compare the quote you get from More Than with other insurers
listed here.
Details correct at time of publication. . Terms and conditions can change,
this web site is not responsible for the publication of current policy
delails. Please check details before applying. Spectra Limited does not
endorse More Than home insurance. Please read our Disclaimer
UK
