Tesco's minimum sum insured is £15,000.

Additional benefits of Tesco Home Insurance:

• 5% discount for Tesco Car Insurance customers
  
• Clubcard customers get an even better price
  
• Tesco will pay any switching fees up to £25 when you switch from your mortgage lender
  
• All Tesco's calls are answered in their UK Call centres
  
• 24-hour emergency helpline
  
• Home Repair network – all repairs are undertaken by vetted builders and all costs are paid directly to them with no fuss or hassle
  
• Any work undertaken is guaranteed for 12 months
  
• More price options available with Value cover (details below...) offering basic essential cover and Finest cover (details below...) offering inclusive benefits such as a Concierge service and free ID Fraud assistance

Tesco have spiced up their Home Insurance range of products and now have something to suit everyone....

Finest cover (details below...)

• A 5 star home insurance policy with wide ranging, high levels of cover
  
  

Standard cover (details below...)

• Great value mid-range cover for your contents
  
  

Value cover (details below...)

• Cover the basics like fire, storm, theft & flood.
  
  
• With Family Legal Protection as an optional extra.
  
  

Buildings and contents policy features	Value	Standard	Finest
Buildings Cover Limit	£1 million	£1 million	Unlimited
Accidental Damage Cover		Optional	Covered
Damage caused by burst pipe	Covered	Covered	Covered
Home Emergency Cover			Covered
Emergency Repairs Helpline	Covered	Covered	Covered
Family Legal Protection	Optional	Optional	Covered
Glass / Sanitory breakage covered		Covered	Covered
Replacement locks after theft of keys		Covered	Covered
Personal Possessions Cover		Optional	Covered
Freezer Contents Cover	Covered	Covered	Covered
Plants in the garden covered			Covered
ID Fraud Detection and Assistance			Covered
Concierge Service			Covered

Finest Cover

With a wide range of very high cover and benefit levels, Tesco Finest Home Insurance has been awarded a prestigious 5 Star Rating by Defaqto – a leading independent provider of financial services research.

A great range of additional benefits such as:

• ID Fraud Detection and Assistance Service
• Home Emergency Assistance
• Family Legal Protection
• Concierge Service

Additional benefits of Finest home insurance

Home Repair Network

• Emergency Tradesman Finder – one call finds you a recommended local repairer who'll come to your rescue for an agreed fixed cost. All work's guaranteed for 12 months.

Home Emergency

Tesco's Home Emergency cover will cover you against:

• Vermin such as rats, mice, or wasps nests inside the home
  
• Blockages in toilet waste pipes where there is only one toilet in the home
  
• Plumbing problems related to leaking pipes, blocked drains, water tanks, or leaking radiators
  
• Central heating or boiler failure
  
• Gas or electricity failure within the home
  
• Hot water failure
  
• Loss of all keys required to access the home
  
• Broken or damaged windows and doors presenting a security risk to the home

Identity Fraud Detection and Assistance Service

A confidential Helpline, online access to your credit report, service text alerts and specialist advice and support should you become a victim of ID fraud.

• Retrieve a saved quote (new window)
  
• Get a quote now for Tesco Home Insurance (new window)
  
• Protecting you from the growing threat of ID fraud
  
• Check that your credit history and information held about you are correct
  
• One-to-one support if you're a victim of fraud, helping to restore your credit history
  
• Alerts via SMS or email if your credit report changes significantly
• View your credit record, credit score and the past three years' repayment history.
  

Concierge Service

Looking for help or support in planning a party, looking for a gardner, arranging a holiday or even searching for the perfect gift?

...then Tesco's Concierge Service could help.

• Access by phone of email to a lifestyle management consultant 24 hrs a day, 365 days a year
  
• Access to this service whether you're in the UK or abroad
  
• Tesco can set up a reminder service for you on birthdays, anniversaries and any other important event in your life
  
• You have unlimited use of this service as a Tesco Finest Home Insurance customer
• Travel expert – finds and makes travel arrangements…from a week's skiing in Switzerland, a beach break in Greece or even somewhere more exotic.
• Home help – finds you anyone from cleaners and plumbers to dentists and nannies.
• Entertainment & Leisure – tracks down elusive tickets, books restaurants, orders taxis.
• Shopping assistant – for more memorable gift suggestions and help to find that elusive item

Higher levels of cover with Finest home insurance

Benefits available as optional extras on Tesco's Standard policy are included automatically with Finest Home Insurance:

• Buildings and Contents Accidental Damage - This could protect you from expensive disasters like putting your foot through the ceiling or spilling paint on the carpet
• Personal Possessions Cover - This covers items such as money, mobile phones and credit cards while you're out and about in the UK or abroad.
• Family Legal Protection - This provides legal advice and can save you money on solicitor's fees for situations such as if you've bought faulty goods or a service, or if you have boundary disputes with your neighbours.

Also, Tesco's Finest product gives you higher levels of cover compared to Tesco's Value and Standard policies.

 

Standard cover

Tesco's Standard Home Insurance policy covers you for all the major events, such as fire, storm, theft & flood.

Plus choose Tesco's add-ons to cover you if you like that extra bit of security.

Additional benefits of Standard home insurance

For an extra cost, you have the option to add on:

• Buildings and Contents Accidental Damage - This could protect you from expensive disasters like putting your foot through the ceiling or spilling paint on the carpet
• Personal Possessions Cover - This covers items such as money, mobile phones and credit cards while you're out and about in the UK or abroad for up to 60 days.
• Family Legal Protection - This provides legal advice and can save you money on solicitor's fees for situations such as if you've bought faulty goods or a service, or if you have boundary disputes with your neighbours.

Also, don't forget, you will also get higher levels of cover with Tesco's Finest policy compared to Tesco's Value and Standard policies.

 

Value cover

Tesco's Tesco Value Home Insurance policy covers you for all the major events, such as fire, storm, theft & flood.

It’s a no-frills policy which includes the basic essentials.

Remember - there may be cover that is important to you which is not included in this product, please read the policy documents for more info.

Additional benefits of Value Home Insurance

With Tesco's Value product you can add-on:

• Family Legal Protection - This provides legal advice and can save you money on solicitor's fees for situations such as if you've bought faulty goods or a service, or if you have boundary disputes with your neighbours.

If accidental damage and other add-ons are an important feature in your policy, make sure you find out more about Tesco's Finest and Standard covers compared to Tesco's Value cover.