This is a specialist page for Virgin home insurance. Disclaimer The following details are not an endorsment of Virgin home insurance; we encourage you to shop around before you choose your home insurance provider.

Virgin Home Insurance

Buildings insurance

As well as covering the structure of your home and fixtures and fittings, Virgin buildings insurance also covers the cost of things like architects, surveyors and builders if you have to rebuild your home due to an insured risk. It also covers your liability as a property owner up to a limit of £2,000,000.

Contents insurance

This covers things like sofas and satellite dishes, wardrobes and washing machines - all the things you would pack up and take with you if you moved house.

What Virgin cover	How much is covered?
Valuables	up to £1,500 for a single item or collection.
Download cover	up to £3000
The things in your garden	up to £1000 - excluding bedding plants, trees, shrubs and grass.
Replacement external locks if your keys are stolen	up to £500
The cost of new title deeds if they're damaged while they're in your home or bank	up to £250
Freezer contents	up to £500
Money while it's in the house	up to £300
Home office equipment, like a computer, printer or fax machine	up to £5,000
Accidental damage to your TV, video player, DVD player, home computer, hi-fi and TV games consoles	repair cost or replacement value
Glass and mirrors	repair cost or replacement value
Home contents while you're moving house (when using professional removers)	up to your contents sum insured
Occupier's and personal liability cover	up to £2,000,000
Tenant's liability cover	up to 20% of the sum insured
Employer's liability cover	up to £10,000,000

Virgin even give you added cover for your contents when you need it most:

• 10% more cover over Christmas, at no extra charge
• If someone in your house gets married, Virgin will give you an extra 10% more cover 4 weeks before and after the big day for free.

If you cycle, your bike is covered when it is in your house, garage or shed. If you would like to cover it when you are out and about, please call Virgin for a quote on 0800 1582 780.

Please note, cover is on a new-for-old basis, with some exceptions. Please read the policy document for full details.

What are your buildings and contents covered against?

• Fire, smoke, lightning, explosion or earthquake.
• Riot, civil commotion and political disturbances.
• Storm or flood.
• Theft, attempted theft, vandalism or other malicious acts.
• Oil or water escaping from your heating system or appliances.
• Subsidence or landslip.

Details correct at time of publication. . Terms and conditions can change, this web site is not responsible for the publication of current policy details. Please check details before applying.... Disclaimer