This page is a specialist page for Zurich home insurance. It is here to make it as easy as possible for you to get the best quote for your UK home insurance, contents insurance, or building insurance. This website is a resource for UK residents searching for home insurance |
About Zurich Home Insurance Policies (this page)
The following provides a summary of the significant features, benefits and limitations of the cover provided by the Zurich Insurance Company Home Solutions policy. The full terms, conditions and exclusions are shown in the policy document. Your Contents cover may require you to install and use various security protections when the home is unattended or at night. 00.00000000 What cover do I have?The sections of cover you select are shown in your policy schedule. How long is it for?Your policy cover will normally run for 12 months and is renewable annually. What cover is available?The Home Solutions policy provides the following cover options: Buildings - the structure of your home. Details of the key features of each section you may select are listed below. Summary of cover and limitsThe page numbers shown in brackets beside each section of cover are the page numbers in the policy document. Buildings and Contents sectionsThese are insured against the following major events: fire, explosion, lightning, earthquake, riot, malicious damage, collision by vehicles, aircraft or animals, storm or flood, theft or attempted theft, subsidence, landslip or heave, water or oil leaking from any fixed appliance, pipe or tank, falling trees, breakage of glass and sanitary ware, falling and breakage of radio and television aerials and dishes. Buildings section (pages 3 & 4)This covers the structure of your home and any permanent fixtures and fittings such as kitchen units and bathroom suites. It also includes cover for garages and other domestic outbuildings, walls, gates and fences as well as drives, paths and terraces at the home.
Contents section (page 5, 6 & 7) This covers household goods, personal property, valuables, pedal cycles and office equipment in your home and while temporarily removed plus extra cover shown in the table. Valuables are articles of gold, silver or other precious metal, jewellery, watches, furs, pictures or other works of art, collections of stamps or coins. Contents do not include vehicles and craft, and their accessories other than removable audio and satellite navigation equipment not in the vehicle.Deeds and documents including those showing ownership of financial investments, animals, specifically insured items or any part of the buildings. Vehicles and craft are electrically- or mechanically-powered vehicles, caravans, trailers, watercraft including surfboards, hovercraft, aircraft, all-terrain vehicles or quad bikes (but not domestic gardening equipment, battery-operated golf trolleys or wheelchairs, battery- or pedestrian-operated models or toys).
Other optional covers you may have insured are shown in the tables below. Garden cover
Personal possessions sectionThese are specified and unspecified personal items made to be worn, used or carried about the person including sports equipment and pedal cycles.
Legal expensesCovers costs to:
Zurich provide a Legal helpline to get telephone advice on any personal legal problem 24 hours a day, 365 days a year. Caravan
What is not insuredThis is a summary of the major exclusions or restrictions and where you will find them in your policy document. The page numbers shown in brackets are the page numbers in the policy document.
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